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HomeFirst Homeowner Priorities
Mortgage Loans
Firstbank offers a variety of mortgage options for a range of
home financing objectives such as:
Buying: Whether you're buying a
new primary home, a second home or an investment property, Firstbank
will help you get what you want.
Building: Sometimes the only
way to get a home that truly expresses your uniqueness and lifestyle
is to build it yourself. When that's the case, bring us your plans,
materials list, and estimates and we'll go to work to turn your dreams
into a reality.
Refinance: Refinancing or consolidating your debt can lower
your monthly payments, quickly build more equity with a shorter-term
loan or give you extra cash for things you've always wanted – like a
vacation, children's education and more. Let us know what's most
important to you and we'll help you get there.
Home Improvement: Is it time to
give this old house a face lift or a complete makeover? Show us your
ideas and we'll help you transform your house into the home you've
always wanted.
Home Equity: Get the money you
need when you need it! Our home equity loans give
you the resources to make home improvements, pay off credit cards,
cover unexpected expenses, pay for an education, buy a car or start
your own business.
Jumbo Mortgage Loans: Go ahead,
think big... dream big, because we do the same. Our Jumbo loans are
tailored for special mortgages that exceed conventional loan amounts
or may not conform to Fannie Mae or Freddie Mac guidelines. Our Jumbo
loans may be made for a term of up to 30 years with a fixed or
adjustable interest rate. We'll dream big with you, providing a unique
and much easier way to lower your mortgage rate, finance a new home or
get that extra cash you want.
Note: All mortgage options subject to credit approval.
With a variety of loan terms and payment options, these are our two
most popular types of mortgages programs:
Fixed Rate and Term Loans: When
security and consistency are important to you, then consider our fixed
rate or term loans. You'll eliminate the risk of change in the market
because your monthly payments and interest rate will stay the same for
the life of your loan. We offer fixed-rate terms with a variety of
features. When peace of mind is first on your mind, we'll set you at
ease at Firstbank.
Adjustable Rate Loans: If
you're wanting to qualify for a larger loan amount or if low payments
are most important to you when you first move into a new home, then
consider an Adjustable Rate loan. Initially, the interest rates on
these loans are lower than fixed rate and term loans. Although
limited, your interest rate and monthly payment may increase or
decrease each year. Lower initial rates or more buying power – let us
know what's most important to you and we'll help you get there.
For more than 80 years, Firstbank has been helping customers like
you realize their mortgage financing priorities. Achieve what's
important. Put first things first.
Contact your Firstbank mortgage representative today. |