How To Apply
Application Process For A Homefirst Mortgage Loan
Because you are our first priority, we make it easy to start your loan application – simply visit any one of our branches or give us a call.
To make your loan process move faster, here are a few things we suggest you provide:
A completed earnest money contract.
A copy of contract bid, specifications, legal description of lot and plans, if you’re applying for a new construction loan.
Your W-2 forms from the past two years. If you’re self-employed, bring your tax returns from the last two years, including profit and loss statements.
Your bank statements for all checking, savings and other similar accounts from the last three months.
Your most recent pay stubs covering the last 30 days.
Contact information and account numbers of all creditors, including your current mortgage lender.
Prequalification is another option that’s becoming more and more popular. This gives you a clear idea of what you can afford, what your payments might be and what to expect during closing before you even start looking. That makes the whole process less stressful and more enjoyable.
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