Mortgage Loans

Firstbank offers a variety of mortgage options for a range of home financing objectives such as:

Buying:

Buying: Whether you're buying a new primary home, a second home or an investment property, Firstbank will help you get what you want.

Building:

Sometimes the only way to get a home that truly expresses your uniqueness and lifestyle is to build it yourself. When that's the case, bring us your plans, materials list, and estimates and we'll go to work to turn your dreams into a reality.

Refinance:

Refinancing or consolidating your debt can lower your monthly payments, quickly build more equity with a shorter-term loan or give you extra cash for things you've always wanted – like a vacation, children's education and more. Let us know what's most important to you and we'll help you get there.

Home Improvement:

Is it time to give this old house a face lift or a complete makeover? Show us your ideas and we'll help you transform your house into the home you've always wanted.

Home Equity:

Get the money you need when you need it! Our home equity loans give you the resources to make home improvements, pay off credit cards, cover unexpected expenses, pay for an education, buy a car or start your own business.

Jumbo Mortgage Loans:

Go ahead, think big... dream big, because we do the same. Our Jumbo loans are tailored for special mortgages that exceed conventional loan amounts or may not conform to Fannie Mae or Freddie Mac guidelines. Our Jumbo loans may be made for a term of up to 30 years with a fixed or adjustable interest rate. We'll dream big with you, providing a unique and much easier way to lower your mortgage rate, finance a new home or get that extra cash you want.

Note: All mortgage options subject to credit approval.

With a variety of loan terms and payment options, these are our two most popular types of mortgages programs:

Fixed Rate and Term Loans:

When security and consistency are important to you, then consider our fixed rate or term loans. You'll eliminate the risk of change in the market because your monthly payments and interest rate will stay the same for the life of your loan. We offer fixed-rate terms with a variety of features. When peace of mind is first on your mind, we'll set you at ease at Firstbank.

Adjustable Rate Loans:

If you're wanting to qualify for a larger loan amount or if low payments are most important to you when you first move into a new home, then consider an Adjustable Rate loan. Initially, the interest rates on these loans are lower than fixed rate and term loans. Although limited, your interest rate and monthly payment may increase or decrease each year. Lower initial rates or more buying power – let us know what's most important to you and we'll help you get there.

For more than 80 years, Firstbank has been helping customers like you realize their personal financing priorities. Achieve what’s important. Put first things first. Contact your Firstbank personal checking representative today to open any of these accounts.