Because competitive financial
options are important to you, they’re important to us as well.
Firstbank offers a range of personal and business accounts for the
convenience and flexibility of our customers. Here is a summary of
our current minimum balance requirements, interest rates and
annual percentage yields on our most popular accounts.
YouFirst Personal Priorities
Deposit Rates
Rates Effective: 12/12/2008
Checking Accounts
Account Name
Minimum Balance
Rate
APY
FirstFree Checking
$25.00
N/A
N/A
FirstSenior Checking
$100.00
N/A
N/A
FirstPremium Checking
$500.00
0.50%
0.50%
FirstInvestment Account
0.00 - 9,999.99
.50%
.50%
10,000.00 - 24,999.099
1.25%
1.26%
25,000.00 and over
1.50%
1.51%
Savings Accounts
Account Name
Minimum Balance
Rate
APY
Statement Savings Account
$100.00
0.75%
0.75%
First Select Savings Account
100.00 - 4,999.99
1.65%
1.66%
5,000.00 - 24,999.99
1.90%
1.91%
25,000.00 - 49,999.99
2.40%
2.42%
50,000.00 - 99,999.99
2.50%
2.52%
100,000.00 and over
2.55%
2.57%
Money Market Checking
*$2,500.00
1.00%
1.00%
First Select Money Market
1,500.00 - 14,999.99
1.50%
1.51%
15,000.00 - 24,999.99
1.75%
1.76%
25,000.00 - 49,999.99
2.15%
2.17%
50,000.00 - 99,999.99
2.50%
2.53%
100,000.00 and over
2.55%
2.58%
Regular Certificate of Deposit Accounts
Account Name
Minimum Balance
Rate
APY
32 to 179 Day Certificate
$1,000.00
1.74%
1.75%
6 Month Certificate
$1,000.00
2.13%
2.15%
12 Month Certificate
$1,000.00
2.48%
2.50%
18 Month Certificate
$1,000.00
2.48%
2.50%
24 Month Certificate
$1,000.00
2.72%
2.75%
30 Month Certificate
$1,000.00
2.72%
2.75%
48 Month Certificate
$1,000.00
3.21%
3.25%
60 Month Certificate
$1,000.00
3.45%
3.50%
Business Checking Accounts
Account Name
Minimum Balance
Rate
APY
FirstBusiness Checking
$250.00
N/A
N/A
Priority Business Checking
N/A
N/A
Terms
*Minimum balance to earn APY is $2,500.00
The Annual Percentage Yield (APY) assumes interest remains on deposit
until maturity. Withdrawal of interest prior to maturity will reduce
the Annual Percentage Yield.
Current interest rate and Annual Percentage Yield information may be
obtained by contacting us.
First Federal Bank Texas reserves the right to
review and change, as needed, the charges and/or services. If we
consent to a request for a withdrawal that is otherwise not permitted
you may have a penalty.
